Just recently got this app through a referral on this site (thank you you wonderful people). It offers you to split payments for the things you buy ( you can still use your cashback credit card) that are INTEREST FREE so that can help people out during tougher times on larger purchases. For me however, the sign up bonus is easy with just a simple split payment on an Amazon gift card.
Get $20 when you sign up with my link and make a purchase https://invite.klarna.com/us/x6a37e7f
In case main referral dosen't work, try one of these :)
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